When you buy insurance, you probably spend more time thinking about your coverage and premium than the financial strength of the company behind your policy. That makes sense. But there is another question worth considering: How financially strong is my insurance company? That is where an AM Best rating can be helpful. What Is AM
What Is an AM Best Rating, and Why Does It Matter? Read More »
When you’re shopping for commercial insurance for your Colorado business, you may hear your insurance advisor mention an admitted or non-admitted insurance carrier. For many business owners, those terms sound technical, but they play an important role in determining where your business insurance coverage comes from and what options are available. The good news? Neither
“Every one of my subcontractors carries General Liability insurance. If they have coverage, why do I need my own policy?” It’s a common question we hear from Colorado contractors, and it’s a fair one. At first glance, it seems like if everyone working on your project has General Liability insurance, you should already be protected.
Why Do I Need General Liability Insurance If All My Subcontractors Have It? Read More »
For many Colorado businesses, remote work is no longer an exception. It’s simply how work gets done. Employees may work from home full-time, split time between locations, travel while working, or even relocate to another state. The flexibility can be great for recruiting, retention, and employee satisfaction. It can also create insurance and compliance issues
Remote Employees, New Exposures: Insurance Risks Colorado Businesses Often Overlook Read More »
How AI Tools Like ChatGPT, Copilot, and Automated Workflows Are Creating New Business Risks Artificial intelligence is quickly becoming part of everyday business operations. From ChatGPT and Microsoft Copilot to AI-powered marketing tools, automated workflows, proposal generators, and customer service chatbots, businesses across Colorado are adopting AI to improve efficiency, save time, and stay competitive.
AI is Moving Fast. Your Insurance Coverage Probably Isn’t. Read More »
How Dash Cams, Telematics & AI Safety Tools Are Changing Fleet Risk in 2026 How Dash Cams, Telematics & AI Safety Tools Are Changing Fleet Risk in 2026 Commercial auto insurance continues to be one of the most challenging insurance markets for Colorado businesses. Premiums have increased across many industries, underwriting has become more detailed,
Fleet Safety Technology & Commercial Auto Insurance in Colorado | Conexus Read More »
