Commerical

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Certificates of Insurance: What They Are & Why Your Business Needs Them

Especially important for Colorado contractors, vendors, and service providers If you’ve ever been asked to provide a Certificate of Insurance (COI) before starting a job—or wondered whether you should be requesting one from a subcontractor—you’re not alone. COIs are one of the most common (and most misunderstood) tools in business insurance. Whether you’re a contractor,…

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Weathering the Storm: Commercial Property Insurance & Climate Risk

In recent years, extreme weather events—wildfires, hailstorms, floods, and windstorms—have become more frequent and severe. For businesses across Colorado, these events are no longer rare occurrences. They’re part of a changing risk landscape that can impact property, disrupt operations, and lead to costly repairs or downtime. Commercial property insurance is designed to help businesses recover

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