Commerical

Understanding the Trend Across the United States—and here in Colorado—businesses are feeling the effects of social inflation. This term refers to the rising costs of insurance claims, often driven by factors outside of traditional inflation, such as: Shifts in public sentiment about corporations and insurers Aggressive plaintiff attorney tactics and litigation funding Expanding definitions of…

In today’s increasingly digital world, the risks facing businesses are evolving just as quickly as the technology we rely on. Artificial intelligence (AI), automation, and advanced data systems bring incredible opportunities—but also new vulnerabilities. Cybercriminals are more sophisticated than ever, and data breaches can impact any organization, regardless of size or industry. For Colorado business

For many Colorado business owners, the term business interruption insurance can feel confusing. It’s often bundled within commercial property or business owner’s policies, yet few know what it truly covers—or when it applies. In times of disruption, that uncertainty can add unnecessary stress. Let’s break it down so you can feel confident in how this

Especially important for Colorado contractors, vendors, and service providers If you’ve ever been asked to provide a Certificate of Insurance (COI) before starting a job—or wondered whether you should be requesting one from a subcontractor—you’re not alone. COIs are one of the most common (and most misunderstood) tools in business insurance. Whether you’re a contractor,

If you’re a contractor working in Colorado, having the right insurance in place is essential in 2025. With new risks, rising premiums, and increasing scrutiny around job site safety and liability, now is the time to review your coverage. These 11 tips will help you better understand what’s needed for Colorado contractors insurance—and how to

In recent years, extreme weather events—wildfires, hailstorms, floods, and windstorms—have become more frequent and severe. For businesses across Colorado, these events are no longer rare occurrences. They’re part of a changing risk landscape that can impact property, disrupt operations, and lead to costly repairs or downtime. Commercial property insurance is designed to help businesses recover