Health insurance costs continue to be one of the biggest concerns for Colorado employers. As premiums rise and employees look for more flexibility in their benefits, many businesses are taking a closer look at Health Savings Accounts (HSAs) as part of their employee benefits strategy. But what exactly is an HSA? How does it work…
What Is an HSA—and How Can Colorado Employers Use It Strategically? Read More »
For many Colorado employers, ACA reporting can feel more complicated than it should be. Between determining Applicable Large Employer (ALE) status, understanding Forms 1094 and 1095, and keeping up with deadlines, it’s easy to miss something important. This guide breaks it down clearly—what’s required, who it applies to, and where employers commonly run into issues.
ACA Reporting Explained: What Employers Need to File (and When) Read More »
Employee Benefits and Health Insurance: Why Your Health Insurance Renewal Keeps Increasing (and What You Can Do About It) If your employee benefits and health insurance renewal feels higher every year—you’re not imagining it. Across Colorado and nationally, employers are seeing consistent increases in health insurance costs. And while it’s easy to chalk it up
Why Health Insurance Renewals Keep Increasing | Colorado Employer Guide Read More »
How to stay compliant, reduce risk, and support employees during coverage transitions When an employee leaves your organization or experiences a reduction in hours, health insurance doesn’t have to end immediately. That’s where COBRA comes in—but for many Colorado employers, the rules, timelines, and responsibilities can feel overwhelming. Understanding how COBRA works (and when it
COBRA in Colorado: What Employers Need to Know in 2026 Read More »
When employers design an employee benefits package, disability insurance is often one of the most misunderstood coverages. Many employees assume disability insurance only applies to catastrophic injuries, but the reality is that disabilities are more common than most people realize—and they can happen from illness, injury, or medical conditions that prevent someone from working. Two
Short-Term vs. Long-Term Disability Insurance: What’s the Difference? Read More »
The True Cost of Turnover — and How Better Benefits Can Reduce It Employee turnover is more than just an HR challenge — it’s a significant business expense. For Colorado employers, losing and replacing employees impacts productivity, morale, customer relationships, and the bottom line. While many factors influence why employees leave, one of the most
The True Cost of Employee Turnover in Colorado – How Better Benefits Improve Retention Read More »
