Employee Benefits

Why These Benefits Continue to Impact Recruitment & Retention When employers evaluate their employee benefits strategy, most of the attention naturally goes toward medical insurance. But dental and vision benefits still play a much bigger role in employee satisfaction, recruitment, and retention than many employers realize. In today’s competitive hiring environment, employees are paying attention…

Health insurance costs continue to be one of the biggest concerns for Colorado employers. As premiums rise and employees look for more flexibility in their benefits, many businesses are taking a closer look at Health Savings Accounts (HSAs) as part of their employee benefits strategy. But what exactly is an HSA? How does it work

For many Colorado employers, ACA reporting can feel more complicated than it should be. Between determining Applicable Large Employer (ALE) status, understanding Forms 1094 and 1095, and keeping up with deadlines, it’s easy to miss something important. This guide breaks it down clearly—what’s required, who it applies to, and where employers commonly run into issues.

Employee Benefits and Health Insurance: Why Your Health Insurance Renewal Keeps Increasing (and What You Can Do About It) If your employee benefits and health insurance renewal feels higher every year—you’re not imagining it. Across Colorado and nationally, employers are seeing consistent increases in health insurance costs. And while it’s easy to chalk it up

How to stay compliant, reduce risk, and support employees during coverage transitions When an employee leaves your organization or experiences a reduction in hours, health insurance doesn’t have to end immediately. That’s where COBRA comes in—but for many Colorado employers, the rules, timelines, and responsibilities can feel overwhelming. Understanding how COBRA works (and when it

When employers design an employee benefits package, disability insurance is often one of the most misunderstood coverages. Many employees assume disability insurance only applies to catastrophic injuries, but the reality is that disabilities are more common than most people realize—and they can happen from illness, injury, or medical conditions that prevent someone from working. Two