Employee Benefits

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Your Employee Benefits Renewal Is Here. Now What? 7 Questions Colorado Employers Should Ask

If your employee benefits plan is coming up for renewal, there’s a good chance renewal season is getting very real right about now. Maybe you’ve received your renewal. Maybe you’re waiting for final numbers. Or maybe you’re already looking at spreadsheets trying to figure out how an increase fits into your budget. It’s tempting to

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Employees Want More Than Just Health Insurance: What Colorado Employers Should Know

Health insurance still matters. A lot. But when employees think about whether they feel supported by their employer—or whether a new job opportunity is worth considering—they’re looking at more than the medical plan. They’re looking at the whole picture. Flexibility. Mental health support. Financial wellness. Voluntary benefits. Time away from work. And, just as importantly,

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Why Your Health Insurance Renewal Shouldn’t Be the Only Time You Review Benefits

For many employers, employee benefits follow a familiar cycle: renewal approaches, rates arrive, options are reviewed, decisions are made, and open enrollment begins. Then benefits move to the back burner until the following year. But a strong employee benefits strategy shouldn’t be something you think about only at renewal. For Colorado employers managing healthcare costs

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Health Insurance Terms Every Employee Should Understand: A Guide for Colorado Employers

Health insurance is one of the most appreciated employee benefits—but it’s also one of the least understood. Deductible. Coinsurance. Out-of-pocket maximum. PPO. HMO. These terms appear every year during open enrollment, yet many employees don’t fully understand what they mean or how they affect what they’ll actually pay when they need medical care. The result?

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7 Employee Benefits Trends Every Colorado Employer Should Be Planning For

Healthcare costs continue to rise. GLP-1 medications are changing pharmacy spending. Artificial intelligence is finding its way into HR, and employees continue to expect more from the workplace than they did just a few years ago. If you’re responsible for employee benefits, it can feel like there’s always another headline telling you what you should

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The Hidden Costs of Offering “Cheap” Health Insurance Plans

Why the lowest premium isn’t always the best value for Colorado employers. When employee benefits budgets get tight, it’s tempting to focus on one number: the monthly premium. On paper, choosing the least expensive health insurance plan can seem like an easy way to control costs. But what looks like savings today can sometimes create

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