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August 2025

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Adding a Teen Driver to Your Auto Policy? Here’s What Colorado Parents Should Know

Personal /

Getting a driver’s license is a huge milestone for teens—but it can bring sticker shock for parents. Adding a youthful driver to your Colorado auto insurance policy often means a significant premium increase. But don’t panic—there are smart ways to manage costs and keep your family protected. Let’s break it down. 🚗 Why Are Teen…

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The Rising Cost of Business Insurance: What’s Driving Premium Increases in Colorado?

Business /

If your Colorado business is facing a spike in insurance premiums, you’re not alone. Business owners across the state—and the country—are feeling the pressure of a hardening insurance market. But what’s behind these rising costs, and more importantly, what can you do about it? Let’s break it down. What’s Driving the Increase in Business Insurance

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Why Your Benefits Broker Should Be a Strategic Partner—Not Just a Vendor

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If you’re evaluating your employee benefits broker—or searching for a new one—you’re likely focused on finding competitive plans, managing renewals, and navigating rising healthcare costs. And while those are essential, they’re only part of the picture. A truly valuable broker does more than place policies—they act as a strategic partner who understands your goals, proactively

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Homeowners Insurance and Exotic Pets: What Colorado Homeowners Need to Know

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From colorful macaws to miniature pigs and exotic reptiles, more homeowners are welcoming non-traditional pets into their households. But before you add a kinkajou or sugar glider to your family, it’s important to ask: How does this affect your homeowners insurance? If you live in Colorado and own—or are considering owning—an exotic animal, here’s what

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Certificates of Insurance: What They Are & Why Your Business Needs Them

Business /

Especially important for Colorado contractors, vendors, and service providers If you’ve ever been asked to provide a Certificate of Insurance (COI) before starting a job—or wondered whether you should be requesting one from a subcontractor—you’re not alone. COIs are one of the most common (and most misunderstood) tools in business insurance. Whether you’re a contractor,

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What Colorado Homeowners Should Know About Extended Dwelling Coverage

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In a perfect world, your home insurance policy would always cover the full cost to rebuild your home after a disaster. But the reality? Construction costs don’t always stay the same—and a basic dwelling limit might not be enough. That’s where Extended Dwelling Coverage steps in. If you own a home in Colorado, especially with

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