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September 2025

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Renters Insurance 101: Why It’s More Important Than You Think

Personal /

Whether you’re renting an apartment in downtown Denver, a condo in Boulder, or a house in Colorado Springs, protecting your belongings matters. Many renters assume their landlord’s insurance will cover them in case of fire, theft, or water damage—but that’s not the case. Renters insurance is designed specifically to protect tenants, and in Colorado’s unpredictable…

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Understanding Business Interruption Insurance: What’s Actually Covered?

Business /

For many Colorado business owners, the term business interruption insurance can feel confusing. It’s often bundled within commercial property or business owner’s policies, yet few know what it truly covers—or when it applies. In times of disruption, that uncertainty can add unnecessary stress. Let’s break it down so you can feel confident in how this

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Self-Funded vs. Fully Insured: Could a Captive Strategy Be the Smart Move for Colorado Employers in 2025?

Employee Benefits /

Employee benefits are among the largest recurring investments for businesses—especially here in Colorado, where rising health insurance premiums and fierce competition for talent are pressing business owners and leaders to reassess their approach. With employer health plan costs continuing to climb and more companies joining benefits captives, it’s no longer enough to think only in

Self-Funded vs. Fully Insured: Could a Captive Strategy Be the Smart Move for Colorado Employers in 2025? Read More »