October 2025

Running a business in Colorado means wearing many hats—serving clients, managing employees, and protecting your company from risks. One important part of risk management is choosing the right type of liability insurance policy. Two of the most common policy forms you’ll come across are claims-made and occurrence. Understanding the difference between these two policy types…

Running a small business in Colorado means juggling many responsibilities—managing employees, keeping customers happy, and making sure your operations run smoothly. One area that can sometimes get overlooked is Employee Benefits Liability (EBL) insurance. If you offer employee benefits such as health insurance, retirement plans, or wellness programs, EBL coverage could be an important layer

When many Colorado entrepreneurs launch a small business, they often assume insurance is something only “big” companies need. After all, why would a boutique coffee shop in Boulder, a tech startup in Denver, or a landscaping company in Westminster need the same protection as a national corporation? The truth: general liability insurance is just as