October 2025

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Commercial Auto Insurance & the Gig Economy: What Colorado Businesses Should Know

The gig economy is no longer a fringe trend—it’s become a core part of how businesses operate across Colorado. From food delivery and rideshare services to contractors handling last-mile logistics, more companies are relying on non-traditional workers to keep operations moving. But this shift raises new questions about commercial auto insurance and how businesses can…

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Level-Funded Plans: What They Are and Why Colorado Employers Are Switching

What Are Level-Funded Plans? Level-funded health plans are a hybrid between fully insured and self-funded insurance. Employers pay a set monthly amount (“level” funding) that covers three main areas: Fixed Costs – Administrative fees, stop-loss insurance, and plan management. Claims Fund – Money set aside to pay employee health claims. Reserves – A cushion for

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Conexus Cares October Spotlight: Growing Home

At Conexus Insurance Partners, we believe in strengthening our communities by spotlighting nonprofits that make a lasting difference. This October, our Conexus Cares spotlight shines on Growing Home, an organization dedicated to creating a thriving and healthy North Denver metro area—one family at a time. About Growing Home Growing Home takes a participant-centered approach to

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Umbrella Insurance: When and Why You Might Need Extra Protection

In today’s increasingly litigious world, even a well-protected individual or business can face catastrophic financial loss if a serious claim exceeds the limits of standard insurance policies. That’s where umbrella insurance steps in. Umbrella insurance provides an additional layer of liability coverage—typically starting at $1 million—that kicks in after the limits of your auto, homeowners,

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Conexus Cares Q4: Spotlighting Growing Home, Friends of Broomfield, and A Precious Child

At Conexus Insurance Partners, caring for our community is woven into everything we do. Through our Conexus Cares program, we’re proud to support organizations that uplift, empower, and strengthen those around us. Each quarter, we spotlight three nonprofits making a difference right here in Colorado. This fall, our Q4 lineup highlights organizations addressing family stability,

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