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November 2025

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How FAMLI Impacts Your Workers’ Comp, Disability, and Health Benefits in 2026

Employee Benefits /

A detailed breakdown for HR and benefits administrators When Colorado’s Paid Family and Medical Leave Insurance (FAMLI) program officially went live, employers across the state faced new questions about how this state-mandated benefit interacts with existing coverage—particularly workers’ compensation, disability insurance, and group health benefits. Now, with 2026 just ahead and a full year of…

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AI, IoT & Data: The Next Frontier in Commercial Insurance — What Colorado Businesses Should Know

Business /

In today’s fast-moving business landscape, risk is evolving faster than ever — and so are the tools used to manage it. Artificial intelligence (AI), the Internet of Things (IoT), and data analytics are reshaping how insurance carriers assess, price, and prevent risk. For Colorado business owners, that means your business insurance program is no longer

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New Car? Here’s What You Should Know About Insuring It in Colorado’s Unique Market

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Buying a new car is exciting — but navigating the insurance that goes with it can be confusing, especially in Colorado. Whether you just rolled a new SUV off the lot in Denver or upgraded your commuter car in Broomfield, it’s important to understand how our state’s unique driving conditions, weather, and insurance regulations can

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Open Enrollment Tips for a Smooth Rollout for Your Colorado Business

Employee Benefits /

Open enrollment season is one of the most important times of the year for Colorado employers and their employees. It’s an opportunity for your team to review employee benefits, make informed choices, and ensure coverage that supports their health, finances, and well-being for the year ahead. For employers, it’s also a chance to strengthen workplace

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How Colorado Employers Can Lower Workers’ Comp Premiums with Cost Containment

Business /

Running a business in Colorado comes with many expenses, but workers’ compensation premiums don’t have to be one of your largest. By participating in Colorado’s Cost Containment Certification Program, employers can take proactive steps to improve workplace safety while reducing workers’ compensation costs. With the help of our carrier partner Pinnacol Assurance, small and mid-sized

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Big Life Changes? Time to Revisit Your Insurance Coverage

Personal /

Life is full of milestones — marriage, children, career changes, retirement. Each new season is exciting, but it also comes with new responsibilities. For Coloradans, these transitions are the perfect time to pause and ask: Does my insurance still fit my life today? Insurance isn’t one-and-done. As your circumstances evolve, so do your risks —

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