Business

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Social Inflation & Nuclear Verdicts: What Soaring Jury Awards Mean for General Liability and Umbrella Limits in 2025

Understanding the Trend Across the United States—and here in Colorado—businesses are feeling the effects of social inflation. This term refers to the rising costs of insurance claims, often driven by factors outside of traditional inflation, such as: Shifts in public sentiment about corporations and insurers Aggressive plaintiff attorney tactics and litigation funding Expanding definitions of…

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Cyber Liability Insurance in the Age of AI & Data Breaches: Why Every Business Needs Protection

In today’s increasingly digital world, the risks facing businesses are evolving just as quickly as the technology we rely on. Artificial intelligence (AI), automation, and advanced data systems bring incredible opportunities—but also new vulnerabilities. Cybercriminals are more sophisticated than ever, and data breaches can impact any organization, regardless of size or industry. For Colorado business

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Understanding Business Interruption Insurance: What’s Actually Covered?

For many Colorado business owners, the term business interruption insurance can feel confusing. It’s often bundled within commercial property or business owner’s policies, yet few know what it truly covers—or when it applies. In times of disruption, that uncertainty can add unnecessary stress. Let’s break it down so you can feel confident in how this

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The Rising Cost of Business Insurance: What’s Driving Premium Increases in Colorado?

If your Colorado business is facing a spike in insurance premiums, you’re not alone. Business owners across the state—and the country—are feeling the pressure of a hardening insurance market. But what’s behind these rising costs, and more importantly, what can you do about it? Let’s break it down. What’s Driving the Increase in Business Insurance

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Certificates of Insurance: What They Are & Why Your Business Needs Them

Especially important for Colorado contractors, vendors, and service providers If you’ve ever been asked to provide a Certificate of Insurance (COI) before starting a job—or wondered whether you should be requesting one from a subcontractor—you’re not alone. COIs are one of the most common (and most misunderstood) tools in business insurance. Whether you’re a contractor,

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Employee Lawsuits Are On the Rise: Do You Need EPLI Insurance?

In today’s workplace, even good employers can find themselves on the receiving end of a lawsuit. From wrongful termination claims to harassment allegations, employment practices lawsuits are on the rise—and they’re hitting businesses of all sizes across Colorado and beyond. At Conexus Insurance Partners, we work with business owners, HR leaders, and CFOs to help

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