Business

When many Colorado entrepreneurs launch a small business, they often assume insurance is something only “big” companies need. After all, why would a boutique coffee shop in Boulder, a tech startup in Denver, or a landscaping company in Westminster need the same protection as a national corporation? The truth: general liability insurance is just as…

The gig economy is no longer a fringe trend—it’s become a core part of how businesses operate across Colorado. From food delivery and rideshare services to contractors handling last-mile logistics, more companies are relying on non-traditional workers to keep operations moving. But this shift raises new questions about commercial auto insurance and how businesses can

Understanding the Trend Across the United States—and here in Colorado—businesses are feeling the effects of social inflation. This term refers to the rising costs of insurance claims, often driven by factors outside of traditional inflation, such as: Shifts in public sentiment about corporations and insurers Aggressive plaintiff attorney tactics and litigation funding Expanding definitions of

In today’s increasingly digital world, the risks facing businesses are evolving just as quickly as the technology we rely on. Artificial intelligence (AI), automation, and advanced data systems bring incredible opportunities—but also new vulnerabilities. Cybercriminals are more sophisticated than ever, and data breaches can impact any organization, regardless of size or industry. For Colorado business

For many Colorado business owners, the term business interruption insurance can feel confusing. It’s often bundled within commercial property or business owner’s policies, yet few know what it truly covers—or when it applies. In times of disruption, that uncertainty can add unnecessary stress. Let’s break it down so you can feel confident in how this

If your Colorado business is facing a spike in insurance premiums, you’re not alone. Business owners across the state—and the country—are feeling the pressure of a hardening insurance market. But what’s behind these rising costs, and more importantly, what can you do about it? Let’s break it down. What’s Driving the Increase in Business Insurance