Business

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The Rising Cost of Business Insurance: What’s Driving Premium Increases in Colorado?

If your Colorado business is facing a spike in insurance premiums, you’re not alone. Business owners across the state—and the country—are feeling the pressure of a hardening insurance market. But what’s behind these rising costs, and more importantly, what can you do about it? Let’s break it down. What’s Driving the Increase in Business Insurance…

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Certificates of Insurance: What They Are & Why Your Business Needs Them

Especially important for Colorado contractors, vendors, and service providers If you’ve ever been asked to provide a Certificate of Insurance (COI) before starting a job—or wondered whether you should be requesting one from a subcontractor—you’re not alone. COIs are one of the most common (and most misunderstood) tools in business insurance. Whether you’re a contractor,

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Employee Lawsuits Are On the Rise: Do You Need EPLI Insurance?

In today’s workplace, even good employers can find themselves on the receiving end of a lawsuit. From wrongful termination claims to harassment allegations, employment practices lawsuits are on the rise—and they’re hitting businesses of all sizes across Colorado and beyond. At Conexus Insurance Partners, we work with business owners, HR leaders, and CFOs to help

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Why Private Companies Can’t Afford to Skip D&O Coverage

At Conexus Insurance Partners, we see it often: privately held businesses juggling growth, innovation, and a web of legal and regulatory risk. Directors & Officers (D&O) insurance for private companies isn’t just a line item on the budget—it’s a strategic safeguard that keeps leadership focused on building the future, not fighting yesterday’s battles. 7 REASONS D&O

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Weathering the Storm: Commercial Property Insurance & Climate Risk

In recent years, extreme weather events—wildfires, hailstorms, floods, and windstorms—have become more frequent and severe. For businesses across Colorado, these events are no longer rare occurrences. They’re part of a changing risk landscape that can impact property, disrupt operations, and lead to costly repairs or downtime. Commercial property insurance is designed to help businesses recover

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