In a perfect world, your home insurance policy would always cover the full cost to rebuild your home after a disaster. But the reality? Construction costs don’t always stay the same—and a basic dwelling limit might not be enough. That’s where Extended Dwelling Coverage steps in. If you own a home in Colorado, especially with…
What Colorado Homeowners Should Know About Extended Dwelling Coverage Read More »
Remote work is the new normal—and for many, so is running a business out of a spare bedroom, garage, or basement. Whether you’re launching a full-time consulting firm, hosting piano lessons in your living room, or selling handmade goods online, home-based business activity can pose serious insurance gaps that standard homeowners policies often don’t cover.
Running a Business From Home? Don’t Overlook These Insurance Gaps Read More »
If you’ve ever been in a car accident, you know how important it is to get your vehicle repaired properly. But not all replacement parts are created equal. That’s where OEM Coverage comes in—a little-known but highly valuable option in your auto insurance policy that could make a big difference in how your car is
OEM Coverage: What It Is — And Is It Worth It In Colorado? Read More »
Water damage is one of the most common—and costly—reasons homeowners file insurance claims. And in Colorado, where we see everything from deep freezes to fast-moving storms, it’s especially important to understand what’s protected under your policy and what’s not. At Conexus Insurance Partners, we believe in helping you stay informed so you can feel confident
Water Damage and Homeowners Insurance in Colorado: What’s Covered—and What’s Not Read More »
When you’re planning a home renovation—whether it’s a kitchen remodel, a new deck, or a full basement finish—there’s more to think about than just designs and contractors. One often-overlooked detail? Your homeowners insurance. Renovations can increase the value of your home, introduce new risks, or change how your property is used—all of which may affect
Home Renovations and Insurance Coverage: What Colorado Homeowners Need to Know Read More »
In today’s world, even a single accident or lawsuit can create a major financial setback. That’s why many Colorado homeowners, drivers, and business owners are turning to umbrella insurance for added peace of mind. But what exactly is an umbrella policy—and do you really need one? What Is an Umbrella Insurance Policy? An umbrella policy
