Personal

Whether you’re renting an apartment in downtown Denver, a condo in Boulder, or a house in Colorado Springs, protecting your belongings matters. Many renters assume their landlord’s insurance will cover them in case of fire, theft, or water damage—but that’s not the case. Renters insurance is designed specifically to protect tenants, and in Colorado’s unpredictable…

Getting a driver’s license is a huge milestone for teens—but it can bring sticker shock for parents. Adding a youthful driver to your Colorado auto insurance policy often means a significant premium increase. But don’t panic—there are smart ways to manage costs and keep your family protected. Let’s break it down. 🚗 Why Are Teen

From colorful macaws to miniature pigs and exotic reptiles, more homeowners are welcoming non-traditional pets into their households. But before you add a kinkajou or sugar glider to your family, it’s important to ask: How does this affect your homeowners insurance? If you live in Colorado and own—or are considering owning—an exotic animal, here’s what

In a perfect world, your home insurance policy would always cover the full cost to rebuild your home after a disaster. But the reality? Construction costs don’t always stay the same—and a basic dwelling limit might not be enough. That’s where Extended Dwelling Coverage steps in. If you own a home in Colorado, especially with

Remote work is the new normal—and for many, so is running a business out of a spare bedroom, garage, or basement. Whether you’re launching a full-time consulting firm, hosting piano lessons in your living room, or selling handmade goods online, home-based business activity can pose serious insurance gaps that standard homeowners policies often don’t cover.

If you’ve ever been in a car accident, you know how important it is to get your vehicle repaired properly. But not all replacement parts are created equal. That’s where OEM Coverage comes in—a little-known but highly valuable option in your auto insurance policy that could make a big difference in how your car is