Personal

They’re everywhere across Colorado. But many owners assume they’re automatically covered by their homeowners or auto insurance. That assumption can become an expensive mistake. Electric bikes, golf carts, and low-speed vehicles (LSVs) have become increasingly popular for commuting, neighborhood errands, campground travel, and getting around golf communities. They’re convenient, fun, and often less expensive than…

What Colorado drivers should know before handing over their keys. Whether it’s a friend borrowing your truck for the weekend, a neighbor running a quick errand, or your college-aged child driving home for the holidays, lending your vehicle is something many of us do without giving it much thought. But if the person driving your

What Colorado Homeowners Should Know About Patios, Pergolas, Retaining Walls & More Outdoor living spaces have become a major investment for many Colorado homeowners. From patios and pergolas to retaining walls, outdoor kitchens, pools, and custom landscaping, homeowners are spending more money than ever improving their outdoor spaces. But one question many homeowners don’t ask

Colorado homeowners have become increasingly familiar with wildfire concerns over the past several years. But many people are surprised to learn that insurance companies are now using advanced wildfire modeling tools and property-level wildfire risk scores when evaluating homes for coverage and pricing. In some cases, these scores can impact: Eligibility for coverage Premium pricing

Colorado summers are made for adventure. From weekends at the lake to mountain trails, road trips, and campground getaways, many Colorado families invest in “summer toys” that help them enjoy everything the season has to offer. But whether it’s a boat, RV, ATV, motorcycle, jet ski, or side-by-side, these recreational vehicles also come with unique

How Much Personal Liability Insurance Do You Really Need? When it comes to protecting your assets, personal liability insurance is one of the most important—and often overlooked—parts of your overall insurance strategy. Many individuals carry liability coverage through their homeowners or auto policies, but the more important question is: is it enough for your specific