You Rebuild. The City Says “Upgrade.” Who Pays? Imagine this: a kitchen fire causes major damage, and your homeowners insurance policy covers the cost to rebuild. But when the contractor gets started, you find out your electrical system and insulation no longer meet current building codes. Suddenly, you’re on the hook for thousands in required…
Will Your Policy Cover the Cost of Code Upgrades? Read More »
Understand how these two coverages work together to protect your vehicle in Colorado. When reviewing your auto insurance policy, you’ve probably come across the terms comprehensive and collision coverage. While they’re often bundled together as part of your car insurance, they protect your vehicle in very different scenarios—and deciding whether to carry one, both, or
Comprehensive vs. Collision: What’s the Difference—And Do You Need Both? Read More »
Buying a new car is exciting — but navigating the insurance that goes with it can be confusing, especially in Colorado. Whether you just rolled a new SUV off the lot in Denver or upgraded your commuter car in Broomfield, it’s important to understand how our state’s unique driving conditions, weather, and insurance regulations can
New Car? Here’s What You Should Know About Insuring It in Colorado’s Unique Market Read More »
Life is full of milestones — marriage, children, career changes, retirement. Each new season is exciting, but it also comes with new responsibilities. For Coloradans, these transitions are the perfect time to pause and ask: Does my insurance still fit my life today? Insurance isn’t one-and-done. As your circumstances evolve, so do your risks —
Big Life Changes? Time to Revisit Your Insurance Coverage Read More »
When most Colorado homeowners think about home insurance, they picture coverage for fire, hail, or theft. But what about the costly systems and appliances inside your home that you rely on every day? That’s where Equipment Breakdown Coverage comes in. What Is Equipment Breakdown Coverage? Equipment Breakdown Coverage helps protect you from the unexpected cost
Protecting Your Home With Equipment Breakdown Coverage in Colorado Read More »
⚡ The Rise of EVs in Colorado Colorado is one of the fastest-growing markets for electric vehicles (EVs). From Teslas to Rivians to Ford Lightnings, more drivers are making the switch to sustainable transportation. With state incentives, an expanding charging network, and increasing consumer demand, EV ownership is no longer a niche—it’s mainstream. But with
EV Owners: What to Know About Charging Stations, Batteries, and Insurance in Colorado Read More »
