Personal

Solar panels and Colorado sunshine are a natural fit. Unfortunately, Colorado sunshine also comes with another familiar weather pattern: hail. If you’ve added solar panels to your home, you may be wondering what happens when a Colorado hailstorm rolls through. Does homeowners insurance cover hail damage to solar panels? The answer is: it may. Coverage

A backyard is often where some of life’s best memories are made. Summer barbecues, birthday parties, neighborhood get-togethers, and afternoons spent outside with family all happen in the backyard. Many homeowners add features like trampolines, swimming pools, playsets, or fire pits to make those moments even more enjoyable. While these additions can create years of

They’re everywhere across Colorado. But many owners assume they’re automatically covered by their homeowners or auto insurance. That assumption can become an expensive mistake. Electric bikes, golf carts, and low-speed vehicles (LSVs) have become increasingly popular for commuting, neighborhood errands, campground travel, and getting around golf communities. They’re convenient, fun, and often less expensive than

What Colorado drivers should know before handing over their keys. Whether it’s a friend borrowing your truck for the weekend, a neighbor running a quick errand, or your college-aged child driving home for the holidays, lending your vehicle is something many of us do without giving it much thought. But if the person driving your

What Colorado Homeowners Should Know About Patios, Pergolas, Retaining Walls & More Outdoor living spaces have become a major investment for many Colorado homeowners. From patios and pergolas to retaining walls, outdoor kitchens, pools, and custom landscaping, homeowners are spending more money than ever improving their outdoor spaces. But one question many homeowners don’t ask

Colorado homeowners have become increasingly familiar with wildfire concerns over the past several years. But many people are surprised to learn that insurance companies are now using advanced wildfire modeling tools and property-level wildfire risk scores when evaluating homes for coverage and pricing. In some cases, these scores can impact: Eligibility for coverage Premium pricing