Identity theft is one of the fastest-growing crimes in the U.S. — and Colorado consumers are no exception. From data breaches and phishing scams to stolen mail and hacked accounts, identity theft can happen to anyone, often when you least expect it. Many Colorado homeowners are surprised to learn that identity theft coverage can often…
Identity Theft Coverage: What It Is and Who Should Consider It Read More »
If you’re buying or leasing a vehicle in Colorado, you’ve probably heard someone say: “Make sure you get gap insurance.” But what is gap coverage — and do you actually need it? Gap insurance can be a smart (and affordable) way to protect yourself from a common financial surprise: owing money on a vehicle that’s
Do I Need Gap Insurance? Who It’s Best For (Colorado Drivers Guide) Read More »
🏠 Your Home Is Covered—But What About Your Lifestyle? When Colorado homeowners think about home insurance, they often focus on protecting the structure of their house. But what happens when a covered claim makes your home temporarily unlivable? That’s where Additional Living Expense (ALE) coverage steps in. Also known as Loss of Use coverage, ALE
What Is Additional Living Expense Coverage? A Colorado Home Insurance Must-Know Read More »
The holidays are full of surprises—new jewelry, luxury handbags, art pieces, watches, skis, collectibles, and even high-tech gadgets that cost more than most people realize. While you’re busy celebrating, unwrapping, and making memories, there’s one small but important step that ensures your new treasures are financially protected: 🎁 Scheduling your holiday gifts on your homeowners
Did Santa Bring Something Sparkly? Why You Should Schedule Your Holiday Gifts Read More »
You Rebuild. The City Says “Upgrade.” Who Pays? Imagine this: a kitchen fire causes major damage, and your homeowners insurance policy covers the cost to rebuild. But when the contractor gets started, you find out your electrical system and insulation no longer meet current building codes. Suddenly, you’re on the hook for thousands in required
Will Your Policy Cover the Cost of Code Upgrades? Read More »
Understand how these two coverages work together to protect your vehicle in Colorado. When reviewing your auto insurance policy, you’ve probably come across the terms comprehensive and collision coverage. While they’re often bundled together as part of your car insurance, they protect your vehicle in very different scenarios—and deciding whether to carry one, both, or
Comprehensive vs. Collision: What’s the Difference—And Do You Need Both? Read More »
