Personal

From colorful macaws to miniature pigs and exotic reptiles, more homeowners are welcoming non-traditional pets into their households. But before you add a kinkajou or sugar glider to your family, it’s important to ask: How does this affect your homeowners insurance? If you live in Colorado and own—or are considering owning—an exotic animal, here’s what…

In a perfect world, your home insurance policy would always cover the full cost to rebuild your home after a disaster. But the reality? Construction costs don’t always stay the same—and a basic dwelling limit might not be enough. That’s where Extended Dwelling Coverage steps in. If you own a home in Colorado, especially with

Remote work is the new normal—and for many, so is running a business out of a spare bedroom, garage, or basement. Whether you’re launching a full-time consulting firm, hosting piano lessons in your living room, or selling handmade goods online, home-based business activity can pose serious insurance gaps that standard homeowners policies often don’t cover.

If you’ve ever been in a car accident, you know how important it is to get your vehicle repaired properly. But not all replacement parts are created equal. That’s where OEM Coverage comes in—a little-known but highly valuable option in your auto insurance policy that could make a big difference in how your car is

Water damage is one of the most common—and costly—reasons homeowners file insurance claims. And in Colorado, where we see everything from deep freezes to fast-moving storms, it’s especially important to understand what’s protected under your policy and what’s not. At Conexus Insurance Partners, we believe in helping you stay informed so you can feel confident

When you’re planning a home renovation—whether it’s a kitchen remodel, a new deck, or a full basement finish—there’s more to think about than just designs and contractors. One often-overlooked detail? Your homeowners insurance. Renovations can increase the value of your home, introduce new risks, or change how your property is used—all of which may affect