Why Every Solar Contractor Needs Specialized Insurance Coverage

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As the solar and storage industry continues to grow, so does the complexity of your projects—and the risks that come with them. Whether you’re installing rooftop solar panels or managing battery storage systems, the right insurance coverage for solar contractors isn’t optional—it’s essential.

At Conexus Insurance Partners, we specialize in providing tailored insurance solutions for solar and storage installers. From small residential crews to commercial EPCs, we understand your business and the unique risks you face on and off the job site.

Why Do Solar Contractors Need Specialized Insurance?

Working in the solar industry means navigating everything from high-voltage equipment and roof work to contract requirements and evolving state regulations. Without proper insurance, your business is vulnerable to:

  • Third-party liability claims
  • Property damage
  • Equipment loss
  • Injuries to workers or subcontractors
  • Missed coverage requirements on bids or job sites

By investing in comprehensive coverage, you’re protecting your business, your reputation, and your ability to grow.

Solar Contractor Insurance Coverage: What to Look For

Generic policies won’t cut it. Our Solar Installer Insurance Program is designed for your trade and typically includes:

  • General Liability Insurance – Covers solar-specific risks like product and completed operations exposure
  • Professional Liability Insurance – Protects against design or installation-related errors
  • Workers’ Compensation – Required in most states and essential for keeping your team protected
  • Commercial Auto & Tools Coverage – Because your work travels with you
  • Excess Liability (Umbrella) – Extra protection for high-value contracts or complex projects

Bonding & Compliance Support – Helps you meet contract, licensing, and state requirements

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Partner With a Broker Who Knows Solar

At Conexus, we’re more than just insurance brokers—we’re partners in your growth. Our team takes a people-first, industry-specific approach to make sure your coverage is comprehensive, competitive, and compliant.

We also help manage:

  • Certificates of insurance
  • Contract reviews
  • Risk assessments
  • Policy audits as your business grows

Visit our Solar & Storage Installers page to learn more or get in touch with our Solar Industry Specialist, Greg Beehler, who understands your world.

📌 FAQ: Do Solar Contractors Need Professional Liability Insurance?

Yes—especially if you’re involved in design, consulting, or system layout. This coverage helps protect your business if there’s a claim related to an error in your work, even if the system performs poorly or underdelivers due to non-installation-related factors.

Disclaimer: This content is provided for general informational purposes only and does not constitute legal or insurance advice. For coverage guidance specific to your business, please contact a licensed Conexus Insurance advisor.

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