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August 2026

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Health Insurance Terms Every Employee Should Understand: A Guide for Colorado Employers

Employee Benefits /

Health insurance is one of the most appreciated employee benefits—but it’s also one of the least understood. Deductible. Coinsurance. Out-of-pocket maximum. PPO. HMO. These terms appear every year during open enrollment, yet many employees don’t fully understand what they mean or how they affect what they’ll actually pay when they need medical care. The result?…

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Admitted vs. Non-Admitted Commercial Insurance: What Colorado Business Owners Need to Know

Business /

When you’re shopping for commercial insurance for your Colorado business, you may hear your insurance advisor mention an admitted or non-admitted insurance carrier. For many business owners, those terms sound technical, but they play an important role in determining where your business insurance coverage comes from and what options are available. The good news? Neither

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E-Bikes, Golf Carts & Low-Speed Vehicles: Are They Covered by Insurance?

Personal /

They’re everywhere across Colorado. But many owners assume they’re automatically covered by their homeowners or auto insurance. That assumption can become an expensive mistake. Electric bikes, golf carts, and low-speed vehicles (LSVs) have become increasingly popular for commuting, neighborhood errands, campground travel, and getting around golf communities. They’re convenient, fun, and often less expensive than

E-Bikes, Golf Carts & Low-Speed Vehicles: Are They Covered by Insurance? Read More »

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7 Employee Benefits Trends Every Colorado Employer Should Be Planning For

Employee Benefits /

Healthcare costs continue to rise. GLP-1 medications are changing pharmacy spending. Artificial intelligence is finding its way into HR, and employees continue to expect more from the workplace than they did just a few years ago. If you’re responsible for employee benefits, it can feel like there’s always another headline telling you what you should

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Why Do I Need General Liability Insurance If All My Subcontractors Have It?

Business /

“Every one of my subcontractors carries General Liability insurance. If they have coverage, why do I need my own policy?” It’s a common question we hear from Colorado contractors, and it’s a fair one. At first glance, it seems like if everyone working on your project has General Liability insurance, you should already be protected.

Why Do I Need General Liability Insurance If All My Subcontractors Have It? Read More »

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Conexus Cares August Nonprofit Spotlight : Special Olympics Colorado

Community /

Special Olympics Colorado: Empowering Athletes. Inspiring Communities. At Conexus, we believe strong communities are built when everyone has the opportunity to belong, grow, and succeed. Through our Conexus Cares program, we partner with nonprofit organizations that make a lasting impact across Colorado, and we’re proud to shine our August spotlight on Special Olympics Colorado. For

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